TY - BOOK AU - Shuman,Michael TI - Local dollars, local sense: how to shift your money from Wall Street to Main Street and achieve real prosperity SN - 9781603583435 (pbk.) AV - HN 49.6 S562l 2012 U1 - 332.6 23 PY - 2012/// CY - White River Junction, Vt. PB - Chelsea Green Pub. KW - Community development KW - Communities KW - Economic aspects KW - Economic development KW - Regional economics KW - Desarrollo económico KW - República Dominicana KW - Economía regional N1 - "A community resilience guide"--T.p; Includes bibliographical references (p. [231]-238) and index; A living rate of return -- Zero-cost stimulus -- The hidden power of cooperatives -- Institutional lending -- Anti-poverty investing -- If I were a rich man -- Unaccredited investing in SEC-land -- Local exchanges -- Everybody into the pool! -- Investing in yourself N2 - "Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street?In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves"--Page 4 of cover ER -